Who we are
This website (this website) belongs to Rivaldi Cajuste, Mortgage Loan Advisor, NMLS #2184823, with Coast2Coast Mortgage, NMLS #376205, 125 B King Street, St. Augustine, FL 32084.
Information you give us
When you answer our qualification questions or book a call, you may give us your name, email, phone, city, and your answers about your goals, timeline, down payment, and credit. Realtors who request the free toolkit give us their name, email, and phone. When you reach the booking step or request the toolkit, that information is saved in Rivaldi's secure client dashboard and sent with your Calendly booking. If you call or email, we receive what you share.
Loan applications are completed on Coast2Coast Mortgage's secure application portal, and its privacy notice governs that information.
How we use it
We use your information to respond to you, prepare for your call, discuss loan and down payment assistance options, and comply with the law. We do not sell or rent your personal information.
Your financial information
The detailed financial information a mortgage needs — such as your Social Security number, income, employment, assets, debts, and credit history — is collected only through our secure loan application, not through this website's forms. It is handled under JD Lending Group Inc.'s consumer financial privacy notice, which you receive when you apply, as required by federal law (the Gramm-Leach-Bliley Act).
We check your credit only with your authorization. To process a loan, we share information only as needed with credit reporting agencies, appraisers, title and closing companies, mortgage investors and servicers, and government agencies, and with your real estate agent only if you ask us to. We never sell your financial information.
Text messages (SMS)
If you give us your mobile number and agree to receive text messages, Rivaldi Cajuste may text you about your request, your appointments, and related information. Message frequency varies. Message and data rates may apply. Reply STOP at any time to stop receiving texts, or HELP for help. Agreeing to receive texts is not a condition of any purchase or service.
We do not sell, rent, or share your mobile number or your text-messaging consent with third parties or affiliates for their marketing or promotional purposes. Your number is shared only with the service providers that help us deliver messages, and only for that purpose.
Visit statistics
To improve the site we count visits: the page, where the visit came from (for example Google or Instagram), the type of device, and an approximate city based on your IP address. We don't use cookies for this and we don't store your IP address. If you decline cookies, or your browser sends Global Privacy Control, your visits aren't counted.
Cookies and browser storage
Essential (always on):
- rc-cookie-consent — remembers whether you accepted or declined optional cookies, for 1 year.
- Question answers — kept in your browser only for the visit, so you don't answer the first question twice.
- wdbs_sid — a random visit number, kept only for the visit, so one visit is counted once.
Optional (only if you accept, or click to load it):
- Google Maps — the office map sets Google's own cookies.
When you ask for it: the Calendly calendar loads when you reach the booking step or press "Book a Call", and the toolkit PDF downloads from Dropbox. Each of these services may set its own cookies.
Other services we use
Calendly (booking), Google Maps (map), Dropbox (toolkit download), Fontshare (fonts), and Vercel (hosting), which keeps standard server logs. Each service has its own privacy policy.
Your choices & contact
You can change your cookie choice anytime with "Cookie Settings" at the bottom of any page, or clear cookies in your browser. To ask to see, correct, or delete information you gave us, email rivaldi@coast2coastml.com or call (407) 952-3983.
You can verify Rivaldi's license on NMLS Consumer Access.
